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Thinking of Making a Change?

Thinking of making a change?

Are you a first time buyer?

Investing in real-estate?


This may be the time you have been waiting for!! Have you ever seen interest rates this low?

Rates this low will open many doors, whether you’re a first time home buyer or you own your home. Interest rates play a big part when it comes to a mortgage. The rates we are experiencing now are the best we have seen.

FIRST TIME BUYERS

First time buyers can buy a home that is affordable due to the interest rates and the market change. It is now comparable to renting.

There are many reasons to buy a home, too many to list and every one is different.

I know I take great pride in being a home owner and feel it’s a great investment and accomplishment.

If you are thinking of becoming a home owner, the time has never been better for you!

HOME OWNERS

As a home owner you have many options.

Reduce your amortization (pay off your home in less time)

Re-mortgage and reduce your payment with lower interest rates

Re-mortgage and combine your 2nd with your first

Re-mortgage and do the things you have always wanted to do such as renovate,or get that swimming pool

INVESTMENT

If you’re looking to upgrade to a larger or newer home, now is the time. Buy that 2nd home or cottage you have wanted or put up a garage/workshop. You may even want to look at buying rental income property. Whatever your dreams are, now is a great time to look into all your options!

GOALS

We all have goals and nobody can make them happen but you!

If you’re a first time buyer or looking to invest in real-estate check our web site, we have valuable information that will help you, along with realtors and lenders.

For information on mortgages or lending rates contact:

Karen G. Budgell
Mortgage Development Manager, Scotiabank

Cell: 705 627 2935
Office: 705 792 0388
Fax: 705 792 9304
e-Mail: karen.budgell@scotiabank.com

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